How Does Transparency Affect Bank Risk and Performance? Evidence from Turkey
Küçük Resim Yok
Tarih
2022
Dergi Başlığı
Dergi ISSN
Cilt Başlığı
Yayıncı
Univ Warsaw, Fac Management
Erişim Hakkı
info:eu-repo/semantics/openAccess
Özet
Purpose: The main objective of this study is to investigate the effect of transparency on the performance of banks, which are among the most important units of the financial sector.Methodology: The Generalized Method of Moments (GMM) analysis was applied using the annual data from 22 deposit banks operating in Turkey. Four models related to profitability, credit risk, deposits, and stock returns were established by calculating a transparency score derived on the basis of 106 criteria for each year and for each bank.Findings: According to the GMM results, it was observed that transparency, credit risk, and profitability were negatively correlated, while stock returns had a positive relationship.Research limitations: There are not enough public-traded banks, especially in the stock returns section. Although this research has the largest sample size among the studies conducted to date, all banks in Turkey could not be included in its scope.Value: The analysis reveals the importance of reporting and sharing information from banks. Banks should set a transparency criterion, and a transparency score should be established using the researched criterion.
Açıklama
Anahtar Kelimeler
transparency, bank risk, financial performance, GMM
Kaynak
Problemy Zarzadzania-Management Issues
WoS Q Değeri
N/A
Scopus Q Değeri
Cilt
20
Sayı
3
