Was Digitalization Effective in Enhancing Financial Inclusion in the EU-27 During the COVID-19 Pandemic?

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dc.contributor.authorHassan, M. Kabir
dc.contributor.authorBayat, Tayfur
dc.contributor.authorYuzbasi, Bahadir
dc.contributor.authorKayhan, Selim
dc.date.accessioned2026-04-04T13:33:39Z
dc.date.available2026-04-04T13:33:39Z
dc.date.issued2025
dc.departmentİnönü Üniversitesi
dc.description.abstractThis study examines the potential impact of digitalization on financial inclusion in EU-27 countries, utilizing a geographically and temporally weighted regression method. The primary motivation of this study is to determine whether financial digitalization is effective in including people in the financial system during and after the pandemic in the European Union. Results show that financial digitalization is effective in including people into the financial system at the beginning of the COVID-19 pandemic. But the impact of digitalization is small. Findings may be necessary for determining financial system policies and investments in fintech infrastructure in European countries to achieve a more inclusive financial system.
dc.identifier.doi10.1080/00128775.2025.2546468
dc.identifier.issn0012-8775
dc.identifier.issn1557-9298
dc.identifier.orcid0000-0001-6274-3545
dc.identifier.orcid0000-0002-6196-3201
dc.identifier.orcid0000-0002-4427-0999
dc.identifier.scopus2-s2.0-105015070912
dc.identifier.scopusqualityQ3
dc.identifier.urihttps://doi.org/10.1080/00128775.2025.2546468
dc.identifier.urihttps://hdl.handle.net/11616/109284
dc.identifier.wosWOS:001562112300001
dc.identifier.wosqualityQ3
dc.indekslendigikaynakWeb of Science
dc.indekslendigikaynakScopus
dc.language.isoen
dc.publisherRoutledge Journals, Taylor & Francis Ltd
dc.relation.ispartofEastern European Economics
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanı
dc.rightsinfo:eu-repo/semantics/closedAccess
dc.snmzKA_WOS_20250329
dc.subjectCOVID-19 pandemic
dc.subjectdigital financialization
dc.subjectEU-27
dc.subjectfinancial inclusion
dc.subjectGTWR
dc.subjectG21
dc.subjectO33
dc.subjectC21
dc.subjectG28
dc.subjectO52
dc.titleWas Digitalization Effective in Enhancing Financial Inclusion in the EU-27 During the COVID-19 Pandemic?
dc.typeArticle

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